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How GunTab works

It's like PayPal, except we hold the funds until the end.

Escrow is much safer

GunTab is like PayPal or Venmo because we empower you with easy online payments by credit card and bank account.

But GunTab is fundamentally different because GunTab is escrow. That means we collect payment from the buyer at the beginning, but only disburse it to the seller after the buyer has received the merchandise. This protects buyers from merchandise fraud, and protects sellers from payment fraud.

Transaction steps

Every GunTab transaction follows these basic steps:

  1. Buyer/Seller agreement
  2. Buyer preferences, verification, and payment
  3. Seller shipment
  4. Buyer 3-day inspection period
  5. Seller disbursement

Want more details? See our help article about the transaction steps. But the best way to learn is to try. Don't worry, it's easy. Just get started and let GunTab guide you.

Open Account

Expected timeline

  1. Payment processing

    Up to 4 business days

    Man buying gun with credit card
    Credit card payments are instant. Bank account payments take 4 business days to process. (All payment methods must be verified before use.)

  2. Shipping

    1-8 days

    Credit card for gun purchase
    After payment processing is complete, GunTab instructs the seller to ship. Shipping time depends on when the seller ships and the shipping service.

  3. Inspection period

    3 days

    Woman at gun store to purchase firearm
    After the shipment is delivered, the buyer has 3 days to inspect the merchandise and, if necessary, file a dispute. Learn more.

  4. Disbursement

    1-2 business days

    Successful gun sale payment
    After the buyer accepts the purchase, GunTab deposits the funds to the seller's bank account. Banks take 1-2 business days to process disbursements.

Background checks

We require all firearms (and similarly regulated items) to be shipped to federally-licensed firearm dealers for transfer to the buyer. These dealers perform a federal background check for every transfer. Please search our FFL database to find a dealer in your area.