How long do bank transfers take?
Bank transfers are not instant. U.S. banks only process transfers on business days (Monday through Friday, excluding national bank holidays). Also, U.S. banks process transfers overnight, so a transfer is not considered complete until the next day.
Your bank transfer will be complete depending on when it was initiated:
- Between Monday morning and Friday at 5:30pm Central: Complete around noon the next day.
- Between Friday at 5:30pm Central time and Sunday night: Complete around noon on Tuesday.
National bank holidays will delay this timeline.
Also, please note that it can take banks an extra day to display transfers in online banking. So although GunTab might consider your transfer complete, your bank might not be displaying it yet.
Last updated 1 Mar 2021